Portfolio Review
A common problem for most companies is the ability to get sufficient visibility across the credit assessment process. To assist with this Decision Intellect have established a standard suite of common reports that will assist in monitoring and reviewing the credit process.
These reports cover the key areas of:
Application Volume, Approval and Reject Rates
Reports are produced showing the application volume and decision on a month by month basis. This can be broken down by key business areas.
Scorecard Stability
The scores are tracked against a baseline decile distribution or defined risk grade to check for changes in the percentage of applicants scoring across the score bands. Major shifts would indicate the need to investigate the cause of the change further.
Credit Policy Impacts
Tracking the impact of policy rules on the decisions highlights the impact these rules have on the overall decisioning process.
